top of page
Business Owner in Workshop

Providing Small
Businesses
Funding

Fast. Reliable. Flexible. 

FUNDING CAPABILITY:

At Coldwater Capital, our specialty is funding high risk/high revenue files up to $5 million. We pride ourselves on being fast and flexible with quick underwriting, minimal stipulations, and same-day funding. 

WHO WE FUND

We fund many small businesses across the United States.

We provide quick working capital funds for businesses in various industries, including high risk industries!

Coldwater Capital?

WHY

01

QUICK & SIMPLE PROCESS

Other funders boast speedy approvals but require merchants to complete extensive and intrusive forms. Our easy application process is built around an in-house communication center that gives our Funding Advisors and underwriters instant access to the information they need to quickly and easily provide working capital, with approval in as little as 2-5 business hours and funding in as little as 1 business day.

02

RESPONSIBLE FUNDING

Our sustainable funding practices are designed to help small businesses get ahead. Traditional Funders reject most applications for small business advances, but at Coldwater Capital, approvals are based on your business’s potential—not your credit rating—so if we’re able to fuel the growth of more small and mid-sized businesses. We won’t over-leverage your business, and unlike some lenders, we don’t restrict how you use your funds.

03

PEOPLE FIRST, ALWAYS

We know there’s no “one size fits all” small business lending solution. After you fill out our quick online application, you’ll speak to a real person who will take the time to get to know your business and help you understand your funding and repayment options. If you have any questions throughout the process, your Funding Specialists is there to help—we typically respond to all voicemails and emails within an hour.

Several Funding Options To Choose From

We offer several funding products designed to help your clients get the financing they need without hurting their cash flow. We fund from $10,000 up to 5 Million in 24-48 hours with minimum closing stipulations.

Small Business Funding

Merchant Cash Advance

MCA consolidations 

bottom of page